Primary / Secondary / Seasonal

Homeowners insurance is a form of property insurance that covers losses and damages to an individual’s house and the assets in the home. Our solution also provides liability coverage against accidents in the home or on the property and can be used for primary, secondary, or seasonal homes.

Additional Information & Appetite Guide

What Excess Covers:

Short-term rentals (min. 4-night stay)
Personal property
Alternative accommodation costs
Personal Liability up to $3,000,000
Maximum property limits up to $3,000,000 per building plus contents, additional living expenses, outbuildings, and scheduled articles
Sewer backup, up to $20,000 – higher limits available