Personal Lines

What is Personal Lines Insurance?

Personal lines insurance refers to the type of insurance that protects personally – their home, car, health, and life. Excess has several packages that cover a wide range of situations including those listed below.

Excess Products and Solutions

Excess Personal Lines Products:

Builder’s Risk (COC)

Builder’s risk insurance protects property owners, developers, and contractors while renovation or construction work is being done.

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High Value Homeowners

As the price of houses continues to rise, more and more homes are underinsured.

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Primary / Secondary / Seasonal

Homeowners insurance is a form of property insurance that covers losses and damages to an individual’s house and the assets in the home.

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Student Housing / Rooming Housing

Student and rooming housing insurance provides coverage for landlords of rental properties.

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Builder’s Renovation

Builder’s renovation insurance is a type of insurance that protects your building and liability for the duration of the project.

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