Medical Malpractice

Medical Malpractice insurance is professional indemnity insurance for healthcare professionals. Also referred to as healthcare insurance, it is a must have for health professionals. Excess solutions cover a wide range of healthcare professionals/modalities from chiropractors and physiotherapists to medical centres, walk-in clinics, long-term/senior care homes, and wellness spas.

Additional Information & Appetite Guide

What Excess Covers:

  • Claims-made Medical Liability
  • Occurrence Commercial General Liability
  • Combined Medmal/CGL limit for select classes
  • Limits up to $10,000,000 any one claim/aggregate primary and excess of loss
  • Primary Limits up to $5,000,000/$5,000,000 annual aggregate – higher limits available upon review
  • Supplementary payments including criminal defence costs, reimbursement of professional hearing, medical expenses
  • Vicarious liability for employed medical practitioners
  • Incidental recall for Life Science and Medical Malpractice
  • Canadian and US jurisdiction
  • Abuse sub-limit
  • Good Samaritans Act

Target Appetite

  • Allied Health
  • Association of Practitioners Complementary
  • Medical Practitioners
  • Corporate Health Providers
  • Supplementary Medical Practitioners
  • Non-Canadian Patients
  • Medical Devices
  • Pharmaceutical
  • Specialty / Multi-Disciplinary Clinics
  • Senior Care Homes
  • Treatment of Semi-Professional Sports players
  • Healthcare Placement Agencies
  • LifeScience

Our Team

Andy Chu

Chief Underwriting Officer (CUO)

Andy Chu has close to 20 years of underwriting experience with roles at various domestic insurers and MGA’s.

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