Vacant (Building and Land)

What Excess Covers:

• Commercial & residential vacant buildings
• Package or mono-line property policies
• Multi-location capabilities
• Policy term options of 3, 6, 9, & 12 months
• Property qualifies up to 48 months vacancy
• Deductibles as low as $1,000
• Cosmetic renovations approved up to 50% of building value (max $400,000)
• Vandalism & malicious mischief coverage available
• Risks with more than 2 mortgages
• Competitive commissions with flexible pricing
• Named & multi peril policy forms ACV/RCV
• Residential building value up to $3,000,000
• Commercial building value up to $1,000,000
• Premises liability of $1,000,000 or $2,000,000
• Other structures coverage available for up to 20% of building value
• Personal property available up to 50% of building value
• Sewer back up sublimit options available
• Earthquake available
• Multi-province