Privacy Policy

At Excess Underwriting, your privacy is very important to us. We provide superior service while protecting personal information provided to us while underwriting a risk.

Our privacy standards outlined in this policy describe why we collect and use personal information, the types of information we collect, the consent we obtain, with whom we share personal information, your rights, and our security practices.

Personal Information Collected:

For the purposes of underwriting and for the provision of insurance, we may need to collect personal information.  Excess Underwriting may ask for the following information to be provided:

  • Basic information such as name, address, telephone, email, address, date of birth
  • Date and marital status
  • Claims history
  • Credit and past payment records
  • Driver’s record
  • Details on property owned
  • Medical information (Claims handling only)
  • Employment information

Information May Be Obtained From:

  • Clients via their brokers
  • Insurance companies
  • Insurance brokers or agents
  • Credit organizations
  • Financial institutions
  • Medical professionals

Why Do We Collect Personal Information?

Common purposes for which we collect personal information are, but not limited to the following:

  • Enable us to quote or renew an insurance policy
  • Assist and assess ongoing needs for insurance
  • Assess need for other products
  • Ensure information is accurate and up to date
  • Protection against errors and fraud

Who Do We Disclose Your Personal Information To?

To serve your needs, we need to share personal information with others including:

  • Insurance companies
  • Insurance brokers and agents
  • Partners including claims adjusters and lawyers, or 3rd parties involved in claims assessment
  • Financial institutions

How We Protect Your Personal Information?

To protect your personal information, Excess will:

  • Not collect, use, or disclose personal information for any purpose other than those that we identify to you
  • Keep your personal information only for as long as we need to fulfill the stated purpose or as required by law
  • Maintain your personal information in as accurate and complete form as possible
  • Safeguard your personal information
  • Respond to any request you must access the personal information we hold about you
  • Obtain the appropriate consent from you for the collection, use, or disclosure of your personal information

Privacy Internet Communication

We do not assume any responsibility for any harm, loss, or damage that might occur by the sending of personal and confidential information.

Consent

In using this site, you signify your consent to our privacy policy. If you are not in agreement, please do not use the site. We reserve the right to update, change, modify, add, or remove this policy. Should we make changes, we will publish these on the site in a timely fashion.

Please contact our Privacy Officer to obtain further information about our policies and procedures or if you have any inquires or concerns.

Our Privacy Officer can be contacted as follows:

Mail: Excess Underwriting
7100 Woodbine Avenue, Suite 320,
Markham, ON, L3R 5J2
Attention: Privacy Officer

Email: privacy.officer@excessunderwriting.ca 

Attention:  George Longo or Robbin Botnick

While Excess Underwriting makes every effort to secure all communications within our control and on our premises, you should be aware that no method of delivery is absolutely secure and any communication of personal information may be accidentally or deliberately intercepted by third parties.